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What is FinTech, and what does it mean for your business?
…mainstream in the last few years? What is FinTech? The term ‘FinTech’ was relatively unknown five years ago, yet there are plenty of established companies out there that would be…
What is invoice financing?
Invoice financing, also known as receivables financing, or invoice discounting, is a short-term loan of typically no more than 90 days which is borrowed against outstanding invoices. This type of…
Quarter of merchants were borrowing funds to pay business costs or salaries – even before COVID-19
Banking Circle study of online SME merchants reveals banking gaps that Payments businesses can fill London, 27th May 2020 – Europe-wide research commissioned by innovative financial infrastructure provider Banking Circle…
How FinTech is changing banking
…a business. When the invoice is due, the full amount borrowed is paid directly into a settlement account to clear the debt. Mortgages With stringent regulation, high-value, long-term loans, and…
Five ways to finance an online business
…a bank, the length of loan and repayment terms are not always a good fit for an online business model, demonstrating the inflexibility of legacy banking systems. Businesses that operate…
Banking Circle expansion into lending sector recognised in Lending Awards
…in response to research which showed the significant obstacles businesses face when they need additional finance, whether short- or longer-term. It is particularly rewarding, therefore, that these solutions have been…
Lending
SMEs are faced with limited options for financing. Whether it’s a short-term loan to cover the purchase of new equipment or a longer-term arrangement to help expand into new markets,…
The epic business loan battle: SMEs fighting for finance
Whether it’s a short-term loan to cover the purchase of new equipment or a longer-term arrangement to help expand into new markets, businesses, both small and large, need cash. But…
Will SMEs make the switch to non-bank lenders?
…require financing on a short-term basis. In addition, 60% of SMEs with fewer than 50 employees had to use an overdraft facility as a short-time financing solution. This demonstrates that…
Saxo Payments Banking Circle launches new Banking Circle Lending at Money20/20 Europe
New SME lending solution gives FinTechs added value proposition – providing SMEs with fast and flexible loans London, 4th June 2018 – Whether it’s a short-term loan to cover the…
Access to banking services still a barrier to growth for SMEs
…accounts are costing small businesses £426 million a year, yet many SMEs are unaware of cheaper alternatives. Show SME the money Access to finance, particularly short-term, can be difficult to…
COVID-19 restrictions inspire adaptation, innovation and a race to digital
…have a long-term impact on their business. A quarter expect the impact to be mostly positive; 10.8% expect a negative impact; and 63.5% believe the impact of the virus will…
